We do not have parking at our offices.  However, there is paid parking available in our area.

On-street parking:

Adelaide Road (walking time 1-3 minutes)
Harcourt Terrace (walking time 1 minute)
Hatch Street (walking time 3 minutes)

Multi-storey Carparks:

Hilton Dublin on Charlemont Place (walking time 5 minutes)
Camden Court Hotel - entrance from Camden St. Upper (walking time 5 minutes)


 

Pay-Pal Privacy Statement for on-line payment

If you make a payment by credit card please note that your personal data will be processed by PayPal. PayPal's Privacy Policy describes the information its collects and how it uses that information. PayPal takes the privacy of personal information very seriously and will use your information only in accordance with the terms of its Privacy Policy. It will not sell or rent your personally identifiable information or a list of its customers to third parties. Read its Privacy Policy here. If link is broken you can locate the Privacy Policy of PayPal at www.paypal.ie / www.paypal.com. Compliance Ireland is not a financial institution and therefore we do not need to collect, record or retain your credit card details. This is why we use PayPal so as to ensure that your financial information is kept safe and secure in accordance with the highest international standards for payment processing. This is another of our commitments to irish and European Data Protection Laws.

Compliance Ireland Privacy Statement

 © Compliance Ireland Regulatory Services Limited (No.430127) registered office at Lower Ground Floor, 13 Adelaide Road, Dublin 2, Ireland herein referred to as Compliance Ireland, We, Us and/or Our throughout this website.

This information also appears under our Legal page.

Data Protection & Privacy

We, Compliance Ireland respect the rights of users of our website. You do not have to provide us with any personal information to use our website. However where you elect to give us your personal information whether through the use of e-mail, fax, text or other instrument for any purpose, then we will treat your personal information in accordance with the paragraph below titled 'Giving us your personal information'.

*Your personal data is controlled by various Compliance Ireland entities described here

Web browsing

By simply visiting our website you do not disclose, nor do we collect personal information on you. Of course, our internet service provider will provide traffic details to us, but in such cases this does not (as far as we can control) result in us collecting your personal information. In fact all we shall know about your visit may be limited to the logical address (or IP address) of the server (used to access this site), the top level domain name from which you access the internet (for example complianceireland.ie, microsoft.com, etc), the type of web-browser you are using, the date and time you accessed our site and the internet address linking to our site. We will use this information to help us to improve our website. Cookies are not a feature of our website.

Words appearing in bold above are defined at the end of this privacy statement.

Giving us your personal information

Please note that where you provide Us with your personal information (e.g. name, e-mail address, work address, phone and facsimile numbers and/or other contact information), through a facility provided on this website, directly to Us by e-mail, fax or phone or other facility of contacting us (e.g. for the purposes of subscribing to Our News Alert service, enquiring and/or booking a training course or other request) you have consented to Us storing your personal information for:

(a) processing and administration of such information to perform all necessary actions to give effect to your request, booking, attendance and collection of course fees; and/or

(b) sending to you periodic information by way of post, telephone and/or e-mail of our News Alerts, details of our training courses and other relevant information (e.g. events at which we are speaking or presenting on a regulatory topic). No third party will be issued your personal information unless done so in accordance with Ireland's Data Protection laws (e.g. to process/administer your booking).

Please note that your consent above is provided to any successor or assignee of Our businesses. We inform all persons who submit their personal information to Us of these conditions by way of an auto-response e-mail and/or this notice.

If for some unusual reason these conditions are not communicated to you by auto-response e-mail, nevertheless you agree to these conditions by your continued use of this website and such conditions remain applicable to you until modified by you informing Us by e-mail to deleteme@complianceireland.com that you no longer wish to receive communications from Us.

It is not possible to block the use of your information for a specific purpose. By sending an e-mail to deleteme@complianceireland.com you shall lose the opportunity of receiving our News Alerts, details of our Training Courses and details of Our consultancy services. In all other cases, you are hereby notified of your right of access to, and the right to correct any inaccuracies in, personal information We may hold about you.

We provide a dedicated e-mail address, deleteme@complianceireland.com, which you may use at any time to remove your personal information from Our storage.

We hope the above is clear and that you appreciate We respect your right to privacy (just like We appreciate your business and continued support of the unique business that is Compliance Ireland). We are one of the few service providers in Ireland which informs you fully and clearly of your rights under data protection law. We hope that our honesty and integrity on this front shall mean that you continue to trust Us with your personal information, knowing that we will not use it for any inappropriate purpose.

Glossary of technical terms used

web browser: The piece of software you use to read web pages. Examples are Microsoft Internet Explorer, Netscape Navigator, Firefox and Opera.
IP address: The identifying details for your computer (or your internet company's computer), expressed in "internet protocol" code (for example 192.168.72.34). Every computer connected to the web has a unique IP address, although the address may not be the same every time a connection is made.
Cookies: Small pieces of information, stored in simple text files, placed on your computer by a web site. Cookies can be read by the web site on your subsequent visits. The information stored in a cookie may relate to your browsing habits on the web page, or a unique identification number so that the web site can "remember" you on your return visit. Generally speaking, cookies do not contain personal information from which you can be identified, unless you have furnished such information to the web site.

If you would like to know more about data protection in Ireland, then you may like to attend one of our data protection courses by going to Training or visiting the Data Protection Commissioner's website at http://www.dataprotection.ie.

If you intend to copy this page (in breach of copyright) for your own web-site privacy statement, then at least insert your name in lieu of Compliance Ireland!! And perhaps consider coming along to one of our Data Protection courses to understand why you are doing what you are doing?? - see our Training page for a full list of courses.

Compliance Ireland is a leading expert in Data Protection & Privacy issues.

Our services in this area cover consulting, data protection audits and training.

We have established a dedicated website on Data Protection & Privacy issues for the Irish market at www.privacy.ie. On this website we provide numerous Data Protection Resources, Our Papers and Compliance Documents. Our archive of Newsletters and Hot Topics provide another useful resource. Developing comprehensive and practical data protection policies, procedures and training are hallmarks of Compliance Ireland

Since 2004 we have worked for firms on data protection and data privacy such as the following:

  • financial institutions
    • banks
    • investment managers
    • funds management & administration companies
    • mortgage and insurance brokers
    • insurance companies
    • credit unions
  • professional regulatory bodies
  • mobile telephone companies
  • 3rd party telecoms and subscription service companies
  • universities
  • government utilities /agencies
  • law firms
  • accountants
  • auctioneers and estate agents
  • manufacturers 

 

Examples of specific work carried out include:

  • audits and inspections:
    • carrying out data protection audits / health-checks
    • managing audits/inspections by the Data Protection Commissioner
      • on a number of occasions our work was instrumental in clients not being ‘named and shamed’ in the Commissioner’s case studies and possible regulatory sanctions
  • documentation
    • reviewing and writing:
      • data protection policies, procedures, process maps and manuals
      • terms of business/contracts to ensure appropriate consents of customers are captured during the ‘customer take-on’ process
      • service level agreements/contracts between data controllers and their data processors and other disclosees
  •  advising/consulting
    • section 4 - data protection access requests
    • section 7 - statutory duty of care
    • section 11 - transfers of personal data outside of the EEA
    • permitted use of personal data for secondary purposes
    • requirements of direct marketing companies
    • processing of personal data via electronic channels under S.I.535 of 2003
    • data protection issues under the Consumer Protection Code (Financial Regulator)
    • data protection issues under the Code of Practice for Property Services Providers (Auctioneers and Estate Agents) (National Property Services Regulatory Authority)
    • data protection issues under anti-money laundering law and guidance notes
    • use of personal data retrieved from publicly available registers
    • data retention policy and procedures
    • and more!

Data Protection Training - see http://www.privacy.ie/training.html

Consulting - see also http://www.privacy.ie/consulting.html

Visit - www.privacy.ie

Notice of Copyright, Legal Disclaimer and Data Protection

© Compliance Ireland Regulatory Services Limited  (No.430127) registered office at Lower Ground Floor, 13 Adelaide Road, Dublin 2, Ireland herein referred to as Compliance Ireland throughout this website. (The Directors of Compliance Ireland Regulatory Services Limited are Kevin O'Doherty (also company secretary) and Fiona Harrigan).

Compliance Ireland owns the copyright in the content of and the material in (including text, buttons, pages, get-up, graphics, images, icons and other material howsoever described)  ("Material") this website but does not claim any copyright subsisting in other organisations copyright material (including their logos) which may appear in this website.

Reproduction of material from this website is authorised for personal use only.

You may download and temporarily store one or more of the pages on this website for the purposes of viewing them.

You may also print pages on the site provided these are for personal use only. If you wish to use the Material on the site in any other way you must obtain our written permission, which you may seek by emailing kevin@complianceireland.com with details of your request. 

Whenever written permission is granted to use the Material it will always be subject to, amongst other things, that Compliance Ireland is acknowledged as the source. If you violate any terms of use, permission to use the Material automatically terminates.

legal

Legal Disclaimer

1. Permitted use

You may view and download a single copy of the material on this Web site (the "Web Site") solely for your personal, non-commercial use.

2. No liability for any errors or omissions

The information contained in this website is provided for general information purposes only. While every effort has been made to ensure the accuracy of the information contained on the website, neither Compliance Ireland, its directors, employees, officers or shareholders nor any contributor to this website, in either their business or personal capacity  ("Our", "Us", "We", the "Company") give any guarantees, undertakings or warranties in this regard, and cannot accept any liability arising from any errors or omissions.  Errors or omissions brought to Our notice will be corrected as soon as practicable.

3. Website material is not legal advice

Any views, opinions and guidance set out in this website are provided for general information purposes only, and do not purport to be legal advice or a definitive interpretation of the law. Anyone contemplating legal action in respect of matters set out in this website should obtain advice from a suitably qualified professional adviser. 

4. No responsibility for other websites

Any links from this website to external websites, which are not maintained by Us, are provided as a matter of convenience only, and should not be taken as an endorsement by Us of the contents or practices of those external websites, for which We assume no responsibility. 

5. Linking to www.complianceireland.com, www.complianceireland.ie and/or other sites controlled by Compliance Ireland.

We are happy for you to insert a link to home pages and/or specific pages of our websites, provided that:

a) the context in which you insert the link must not give your visitors the impression that your site, or your company, is sponsored or endorsed by Us. (b) The context of the link must not suggest that We have created any of your content, i.e. the source of the material must be clear. (c) You must never reproduce any logo appearing on the above websites without express approval (such approval must be obtained in writing).

 

Data Protection & Privacy

We respect the rights of users of Our website.  You do not have to provide Us with any personal information to use Our website.  However where you elect to give Us your personal information whether through the use of e-mail, fax, text or other instrument for any purpose, then We will treat your personal information in accordance with the paragraph below titled 'Giving us your personal information'.

 

Web browsing

By simply visiting Our website you do not disclose, nor do we collect personal information on you.  Of course, Our internet service provider will provide traffic details to Us, but in such cases this does not (as far as We can control) result in Us collecting your personal information. In fact all we shall know about your visit may be limited to the information provided by standard publically-available analytics programs.

 

Giving us your personal information

Please note that where you provide Us with your personal information (e.g. name, e-mail address, work address, phone and facsimile numbers and/or other contact information), through a facility provided on this website, directly to Us by e-mail, fax or phone or other facility of contacting us (e.g. for the purposes of subscribing to Our News Alert service, enquiring and/or booking a training course or other request) you have consented to Us storing your personal information for:

(a) processing and administration of such information to perform all necessary actions to give effect to your request, booking, attendance and collection of course fees; and/or

(b) sending to you periodic information by way of post, telephone and/or e-mail of our News Alerts, details of Our training courses and other relevant information

No third party will be issued your personal information unless done so in accordance with Ireland's Data Protection laws.  Please note that your consent above is provided to any successor or assignee of Our businesses. We inform all persons who submit their personal information to Us of these conditions by way of an auto-response e-mail and/or this notice.  If for some unusual reason these conditions are not communicated to you by auto-response e-mail, nevertheless you agree to these conditions by your continued use of this website and such conditions remain applicable to you until modified by you informing Us by e-mail to deleteme@complianceireland.com that you no longer wish to receive communications from Us. It is not possible to block the use of your information for a specific purpose.  By sending an e-mail to deleteme@complianceireland.comyou shall lose the opportunity of receiving our News Alerts, details of our Training Courses and details of Our consultancy services. In all other cases, you are hereby notified of your right of access to, and the right to correct any inaccuracies in, personal information We may hold about you.           

We provide a dedicated e-mail address, deleteme@complianceireland.com, which you may use at any time to remove your personal information from Our storage.

We hope the above is clear and that you appreciate We respect your right to privacy (just like We appreciate your business and continued support of the unique business that is Compliance Ireland). We are one of the few service providers in Ireland which informs you fully and clearly of your rights under data protection law.  We hope that Our honesty and integrity on this front shall mean that you continue to trust Us with your personal information, knowing that We will not use it for any inappropriate purpose.

 

Compliance Ireland Resources

Our Services


Our Services Brochure 

Public Training Programme


Non-Executive Director Services

Kevin O'Doherty CV 


Board Support Services 

Credit Union Services

Training 

Our Newsletters


Briefing Note: Risk Management and Internal Controls (July 2008)

Our Papers

Third Money Laundering Directive: Overcoming Remaining Implementation Challenges - (presentation to ACAMS AML/CTF Conference on 8 June 2010, Amesterdam by Peter Oakes, Compliance Ireland). This is a large file (2MB)

Electronic Data Electronic Marketing - Examples and Practicalities - (presentation to Irish Computer Society 2nd Annual Data Protection Conference, 25 March 2010 by Peter Oakes, Compliance Ireland). This is a large file (3MB).

Crash Course in Corporate Governance (presentation by James Maher (Executive General Manager, Nexgen Reinsurance Limited) and Peter Oakes (Managing Director, Compliance Ireland) to the Society of Actuaries in Ireland on Tuesday 8th September 2009. This is a large file (5MB plus). 

Personal Data Retention (Presentation to Irish Computer Society Seminar, 26 May 2009). This is a large file (5MB plus).

Courts, Legislative Update and Recent Issues (Presentation to Irish Computer Society Data Protection Conference, 21 April 2009). This is a large file (5MB plus).

MIFID update - The Experience of 2008 and the Challenges for 2009 (Seminar Presentation 27 February 2009)

The Basics – What Every Data Controller Needs to Know (Conference Presentation 27 January 2009)

Dealing with Access Requests: ICS Privacy Forum (November 2008)

The Basics – What Every Data Controller Needs to Know (Conference Presentation 26 June 2008 - see updated version given January 2009 above)

Data Protection Presentation (8 May 2008) 

  1. Compliance Ireland Presentation
  2. Data Protection Commissioner Presentation

Presentation to Bank of Kuwait AML Conference (November 2006) 

Part 1 Complete Governance - Irish Financial Markets presentation (Compliance Ireland) (October 2006)

Part 2 Complete Governance - Irish Financial Markets presentation (Hi Tec) (October 2006) 

Paper on Phishing (September 2006) 

What Every Data controller needs to know presentation (March 2007) 

2010 AML/CFT Law

This section includes documents relating to the Criminal Justice (Money Laundering and Terrorist Financing) Act 2010, the Bill as issued in July 2009, the Scheme (i.e. the precursor to the Bill published 12 February 2008) and the EU AML/CFT Directives.

The Act, Countries of Equivalence and Commencement Order

As at 21 July 2010:

  • Click here for copy of the 2010 Act
  • Click here for Minister's press release announcing that Act has been signed into law (10 May 2010)
  • Click here for SI 343 of 2010 (Countries of Equivalence / places designated under section 31 imposing requirements equivalent to Ireland.
  • Click here for SI 342 of 2010 (Commencement Order)
  • Download Financial Crime and MLRO Services brochure here

Guidance Notes

Versions of the Bill

As at Wednesday 28 April 2010 (updated 13 May 2010):

  • Click here for a copy of the final Bill as passed by the Oireachtas (but not signed into law) on 28 April (released 13 May 2010)
  • Click here for a copy of the Bill (produced in good faith) by Compliance Ireland while we await publication of the official version. This document is created by manuscript entries of Seanad amendments accepted by the Dail on 28 April 2010. As soon as the official version is uploaded onto the Oireachtas website, it will appear above.
  • Click here for an extract of Oireachtas proceedings on the day the Bill was passed.

Timeline -

(1) European Commission State of Play of Directives showing Ireland as the only country as 4 May 2010 as not having confirmed compliance with the 3rd EU Directive. Click here

(2) Compliance Ireland's timeline on the Bill is available here (out of date)

European Directives

Early versions of the Bill, amendments and Scheme

11 March 2010:

Criminal Justice (Money Laundering & Terrorist Financing) Bill 2009 (as passed by Dáil Éireann) 17 February 2010 - NEW!

read in conjunction with:

19 March 2010 (Seanad Éireann) - Amendments to Bill in Select Committee Stage

11 March 2010 (Seanad Éireann) - Record of Select Committee's debate

11 March 2010 (Seanad Éireann) - Proposed amendments to the Bill in the Select Committee Stage

2 March 2010 (Seanad Éireann) - Record of Second Stage debate

17 February 2010 (Dáil Éireann) - Criminal Justice (Money Laundering & Terrorist Financing) Bill 2009 (as passed by Dáil Éireann) 17 February 2010

17 February 2010 (Dáil Éireann) - Record of Report Stage discussion of 17 February 2010 on Compliance Ireland's submission

14 February 2010 (Dáil Éireann) - Criminal Justice (Money Laundering & Terrorist Financing) Bill 2009 with amendments engrossed as at 14 January 2010 See above for the latest version of the Bill .

 

The Scheme

(NB - these documents are kept for historical purposes. The Bill (above) is what you should read)

Financial Regulator Resources

 

CONSULTATIONS

CP56 - Protocol between the Central Bank and the Auditors of Regulated Financial Services Providers - August 2011

CP55 - Code of Conduct for Business lending to Small and Medium Businesses - August 2011

CP54 - Consumer Protection Code (Second Consultation) - June 2011

CP53 - Corporate Governance Code for captive Insurance and captive Reinsurance Undertakings - May 2011

CP52 - Proposed Changes to the Regulatory Reporting Requirments for Irish investment firms - March 2011

CP51 - The Fit and Proper Regime in Part 3 of the Central Bank Reform Act 2010 - March 2011

CP50 - Amendments to UCITS Notices, NU Notices and Guidance Notes to reflect UCITS IV and other changes - February 2011

CP49 - Impact Metrics - December 2010

CP48 - Minimum Activities for Funds - October 2010

CP47 - Consumer Protection Code - October 2010

CP46 - Mortgage Arrears - August 2010

CP45 - Minimum Competency - June 2010

CP44 - Credit Union Stabilisation - June 2010

CP43 - Related Party Lending - May 2010

CP42 - Investment Guarantees - May 2010

CP41 - Corporate Governance Requirements for Credit Institutions and Insurance Undertakings - April 2010

CP40 - Guidance Note 1/09 Revocation of Collective Investment Schemes

CP39 - Revision to UCITS and Non-UCITS Notices - July 2009

CP38 - Telephone Records and Electronic Communications under the MiFID Regulations - July 2009

CP36 Disclosure of grants of securities over shares - April 2009

CP34 on a Review of the Life Assurance Provision of Information Regulations 2001 - Sept 2008

CP33 - Consumer Protection Code for Licensed Moneylenders - March 2008

CP32 - Voluntary Consumer Protection Code for Credit Unions - March 2008

CP31 - Amendments to the UCITS Notices and related Guidance Notes - December 2007

Regulatory Connection

Issue 15 - November 2008

Issue 14 - May 2008

Issue 13 - January 2008

Issue 12 - October 2007

Issue 11 - June 2007 
Issue 10 - March 2007 
Special MiFID Issue - January 2007 
Issue 9 - November 2006 
Issue 8 - September 2006 
Issue 7 - May 2006 
Issue 6 - February 2006 
Issue 5 - November 2005 
Issue 4 - August 2005 
Special Name Change Issue - June 2005 
Issue 3 - April 2005 
Issue 2 - January 2005 

Registrar Of Credit Unions News

Issue 7 - December 2008

Issue 6 - July 2008

Issue 5 - December 2007

Issue 4 - June 2007

Issue 3 - December 2006 
Issue 2 - October 2005 
Issue 1 - May 2005

Regulation of Credit Unions

Registrar of Credit Unions appointed - 23 April 2010

Review of Credit Unions - 22 December 2009

Recruitment of New Registrar of Credit Unions - 18 December 2009

Letter to Auditors of Credit Unions - September 2009

Regulatory Reserve Ratio - August 2009

Speech by Registrar of Credit Unions at Credit Union Development Association AGM - January 2009

Guidance Note on Credit and Credit Control - November 2007 

Regulation of Investment Firms (MiFID FIRMS)

CRD II

CRD III Directive

Central Bank Guide to Implementation of CRD II and CRD III

Other Documents

Financial Regulator assessment of MiFID compliance - October 2008

Fit & Proper requirements - December 2008
New Individual Questionnaire - December 2008

Fit & Proper Declaration (Funds Only) - December 2008

Guidance Note on Authorisation of Multilateral Trading Facilities - December 2008

Client Asset Requirements - October 2008 

REGULATION OF CREDIT INSTITUTIONS

Central Bank and Credit Institutions (Resolution) Bill 2011

 

Regulation of Funds

Policy Updates

Assistance Paper - Directed Brokerage Programmes and Similar Arrangements (Dated 21 November 2002; Re-issued 11 February 2010)

Policy Update 02/2010 - Collateral passed by UCITS to OTC derivative counterparties (12 February 2010)

Policy Update 01/2010 - Information note on share classes in funds (9 February 2010)

UCITS IV

Finalised Directive 2009/65/EC published in Official Journal on 17 November 2009

Compliance Ireland Briefing Note - issued July 2008

European Communities (Undertakings for Collective Investment in Transferable Securities) Regulations 2011 - issued June 2011

Regulation of Reinsurance Firms

Corporate Governance for Reinsurance Undertakings - December 2007 revised January 2010

Additional Requirements for Life Finite Reinsurance - January 2010

Additional Requirements for Non-Life Finite Reinsurance - January 2010

Additional Requirements for Financial Reinsuance - January 2010

Requirements for Composite Reinsurance Undertakings - December 2009

Requirements for Life Reinsurance Undertakings - December 2009

Requirements for Non-Life Reinsurance Undertakings - December 2009

Discussion Paper on Capital Requirements for Variable Annuities - August 2009

Guidelines for Insurance Undertakings on Asset Management - April 2008

Financial Reinsurance - April 2008

Guidelines on the Reinsurance Cover of Primary Insurers and the Security of their Reinsurers - April 2008

Special Purpose Reinsurance Vehicles - June 2007

CODES OF CONDUCT

CODES: CORPORATE GOVERNANCE NEW!

Corporate Governance Code for Captive Insurance and Captive Reinsurance Undertakings - August 2011

Corporate Governance Code for Credit Institutions and Insurance Undertakings - October 2010

Codes: Consumer Protection Code

Information Release on thematic inspection of Minimum Competency record-keeping - December 2009

Consumer Protection Code Addendum - May 2008

Minimum Competency Requirements Addendum - May 2008

Consumer Protection Code Clarifications Document - July 2007

Consumer Guide to the Consumer Protection Code - Your Little Red Book - July 2007

Financial Regulator Highlights Advertising Requirements of Consumer Protection Code - June 2007

Commencement Letter - April 2007 
Protocol for consumer focussed intermediary inspections - November 2006 
Consumer Protection Code - August 2006
Explanatory letter re Code and Minimum Competency - July 2006

Minimum Competency Standards - July 2006 

CODES: Money Lenders - Consumer Protection Code

The Consumer Protection Code for Licensed Moneylenders is aimed at leading to greater consumer protection.  The General Principles of the moneylender’s code came into effect on 1 January 2009, with the remainder of the code coming into effect later in 2009.

Money Lenders - Consumer Protection Code - 3 December 2008

Public Response to Consultation Paper 33 - 3 December 2008

Financial Regulator Press Release - 3 December 2008

 

Codes: Banks - mortgage arrears - code of conduct

The Code of Conduct on Mortgage Arrears took effect from Friday 27th February 2009.

Code of Conduct on Mortgage Arrears - February 2009

Codes: Banks - business lending to small and medium sized enterprises

The Code of Conduct for Business Lending to Small and Medium Sized Enterprises took effect from Friday 13th March 2009.

Code of Conduct for Business Lending to Small and Medium Sized Enterprises - February 2009 (effective March 2009)

CODES: BANKS - LENDING TO RELATED PARTIES

The Code of Practice for lending to related parties was published on 20 October 2010 and takes effect from 1 January 2011.

Code of Practice for lending to related parties - October 2010 (effective January 2011)

CODES: BANKS - Account Switching

The Code of Practice for switching accounts between credit institutions takes effect from 1 October 2010.

Code of Practice for Switching Accounts - October 2010 (effective October 2010)

 

Enforcement Actions

Settlement Agreement - MBNA Europe Bank Limited 21 June 2011

Settlement Agreement - MBNA Europe Bank Limited - Quotes from Central Bank - 21 June 2011

Settlement Agreement - Scotiabank (Ireland) Limited 2 June 2011

Settlement Agreement - Innovative Mortgages 3 March 2011

Settlement Agreement - Innovative Mortgages - Notes - 3 March 2011

Settlement Agreement - NCB Stockbrokers 18 December 2010

Settlement Agreement - Allied Irish Banks 17 December 2010

Settlement Agreement - Endowment Policy Purchasing Company 9 November 2010

Settlement Agreement - Inveralmond Insurance 6 September 2010

Settlement Agreement - Creation Insurance 6 September 2010

Settlement Agreement - Culleton Insurance 15 June 2010

Settlement Agreement - Allied Irish Banks plc 21 May 2010 (Supplemental Information)

Settlement Agreement - Jim Mannion & Co. (Insurances) Ltd . 17 February 2010 (Supplemental information)

Settlement Agreement - McHugh O'Leary Insurance Brokers Limited 18 December 2009 (Supplemental Information)

Settlement Agreement - DEPFA ACS BANK 16 December 2009 (Supplemental Information)

Settlement Agreement - Pat Treacy Insurance Brokers Limited 5 November 2009

Settlement Agreement - Quick Quotes Limited 5 November 2009

Settlement Agreement - Merrill Lynch International Bank Limited 22 October 2009

Settlement Agreement - JD Murphy Investment Life & Pension Benefits (as sole trader and as partnership): 8 October 2009

Settlement Agreement - Mr. Michael Fogarty t/a Tom Fogarty Insurance Brokers: 29 September 2009

Settlement Agreement - Irish Life & Permanent: 3 September 2009

Settlement Agreement - John Gurhy: 8 April 2009

Settlement Agreement - Michael McGarrigle: 19 December 2008

Settlement Agreement - Hibernian Direct Limited: 28 November 2008

  • Briefing Note by Compliance Ireland (28 November 2008) on Hibernian decision

Settlement Agreement - Quinn Insurance Limited and Mr Sean Quinn Senior: 24 October 2008

  • Sean Quinn (senior), Quinn Insurance statement click here (copyright Sunday Business Post 25/10/2008)

Settlement Agreement - Irish Nationwide Building Society: 7October 2008

Settlement Agreement - Apex Fund Services (Ireland) and Messrs Bohan and Hughes: 22 August 2008

Settlement Agreement - Frank J Murphy Insurance Brokers & Mr Murphy & Ms Murphy: 11 July 2008

Settlement Agreement - OHC Insurances Limited: 17 April 2008

Settlement Agreement - Irish Times Limited: 11 April 2008

Settlement Agreement - Fexco Stockbroking Limited: 20 March 2008

Settlement Agreement - Marsh Ireland Limited: 6 March 2008

Settlement Agreement - Johnston Properties: 29 November 2007

Settlement Agreement - Don Harte / DGH Associates: 29November 2007

Settlement Agreement - Penfield Enterprises (Phoenix Magazine) and Mr John Mulcahy: 5 November 2007

Settlement Agreement - Marlboro Trust Limited: 10 July 2007

Settlement Agreement - Mr William Bradley t/a Bradley Financial Services: 21 June 2007 

Settlement Agreement - M.I.S Financial Services: 14 December 2006 
Settlement Agreement - Broadstone Fund Management Limited: 30 June 2006 

warning notices

The Financial Regulator publishes warning notices naming firms/persons, which operate, as investment business firms in Ireland without appropriate authorisation.

Latest -

22 December 2010: Rooney Gallagher Private Equity Partners LLC (Ireland and Hong Kong)

The full list of firms/persons the subject of a Financial Regulator warning is here

prospectus rules

Briefing Note - published 18 August 2008

Prosepectus Rules - published August 2008 (effective 15 September 2008)

Prospectus Rules (replaced) - effective March 2006

Prospectus Directive Contact Details

EU Prospectus Directive 2003/71/EC

MARKET ABUSE ISSUES

Information Note - Short Selling (Published 20/01/2009) - The (Irish) Financial Regulator has cautioned market participants not to rely on incorrect information on Bloomberg screens regarding short selling in Irish Bank shares. The Financial Regulator confirmed that the ban remains in place on taking short selling positions, whether through shares or ADRs of Bank of Ireland, Allied Irish Banks and Irish Life and Permanent in London and other international trading venues as well as in Dublin. Click here

Briefing Note - published 19 September 2008

Financial Regulator Press Release on short-selling amendment to Market Abuse Rules published 19 September 2008.

 

Strategy And Reporting

2009 Financial Regulator Annual Report

2008 Financial Regulator Annual Report

2007 Financial Regulator Annual Report

2006 Financial Regulator Annual Report

2006 Central Bank Annual Report

Enforcement Strategy 2011-2012

Strategic Plan 2010-2012

Strategic Plan 2008-2010

Strategic Plan 2007-2009

 

Investor Protection & Bank Guarantee Scheme

10 September 2009 - Minister for Finance (Brian Lenihan, TD) publishes new National Asset Management Agency (NAMA) Bill 2009

  • Minister Press Release - click here
  • National Asset Management Agency (NAMA) Bill 2009 - click here
  • National Asset Management Agency (NAMA) Bill 2009 Explanatory Memorandum - click here
  • Earlier 30 July 2009 versions now redundant

23 June 2009 - Extension to Bank Guarantee Scheme likely. Click here

3 March 2009 - Report into Directors' loans at credit institutions covered under the Government Guarantee Scheme

27 February 2009 - Director's Loans disclosure requirements (applies to ALL credit institutions) - click here

20 February 2009 - Project Atlas - Anglo Irish Bank Corporation plc (Summary Report Extracts) - click here

  • two page to a page version - click here
  • Minister of Finance statement on Project Atlas Report - click here

20 February 2009 - Minister of Finance announcement on corporate governance concerns coinciding with release of Anglo Irish Bank acounts for yesr to September 2008. Click here.

21 January 2009 - Anglo Irish Bank Corporation nationalised (a sorry day for corporate governance in Ireland!)

  • Law nationalising Anglo Irish Bank Corporation plc - click here
  • Announcement by Minister of Finance - click here
  • FAQs issued by Minister of Finance - click here
  • Second reading of the proposed law (explanation of nationalisation) - click here

24 November 2008 - Financial Regulator issues amended guidance for securities covered by the Credit institutions (Financial Support) Scheme 2008

30 September 2008 - Government Decision to Safeguard Irish Banking System

  • The updated list of banks covered by the guarantee is available here.

20 August 2008 - Deposit Guarantee Scheme

  • An explanation of the deposit guarantee scheme and investor protection scheme is available here

data protection

Payment Services

European Communities (Payment Services) Regulations 2009

Financial Regulator Prudential Requirements October 2009

Corporate Governance

FRC Guidelines on Board Effectiveness (March 2011) - NEW!

Financial Services Ombudsman

Here you will find copies of the case studies released by the Financial Services Ombudsman. These case studies are the copyright of the Financial Services Ombudsman.

Announcement of new Financial Services Ombudsman (Bill Prasifka) (15 February 2010)

Appeal to High Court

Case Studies

The Irish Financial Services Appeals Tribunal

 

Record number:  001/2007; In the matter of Part VIIA of the Central Bank Act 1942

Westraven Finance Ltd T/A Brinkspeed - Appellant & The Irish Financial Services Regulatory Authority -Respondent


Interesting UK FSA Directions and Enforcement cases 

29 October 2008 - First MLRO fined by UK FSA

Given the significance of the fine, we have uploaded below and at www.antimoneylaundering.ie a briefing note and copy of the FSA decision to fine a Money Laundering Reporting Officer in October 2008.

  • Click here for Briefing Note on Michael Wheelhouse, first MLRO to be fined by UK FSA.
  • Click here for FSA Final Notice on Michael Wheelhouse
  • Click here for FSA Final Notice on Sindicatum Holdings Limited
  • Click here for FSA Press Release

31 August 2004 - Bank of Ireland fined £375,000 for AML failures by UK FSA

Click here for Briefing Note

Click here for FSA Final Notice on Bank of Ireland

Interesting Court Cases

04 February 2010 - Shah & Mahbeer v HSBC Private Bank (deals with issue of STR filed by HSBC)

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